* { box-sizing: border-box; }
body { margin: 0; color: #262626; font-family: Arial, "Noto Sans KR", sans-serif; line-height: 1.65; }
a { color: #005da8; text-decoration: none; }
a:hover, a:focus { text-decoration: underline; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.header { border-bottom: 1px solid #d8dde4; background: #fff; }
.nav { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.brand { color: #00205b; font-size: 20px; font-weight: 700; letter-spacing: 0; }
.brand small { display: block; color: #52606d; font-size: 11px; font-weight: 400; }
.language { display: flex; gap: 10px; font-size: 14px; font-weight: 700; }
.language [aria-current="page"] { color: #262626; }
.hero { background: #00205b; color: #fff; padding: 72px 0; }
.eyebrow { margin: 0 0 10px; color: #71c5e8; font-size: 13px; font-weight: 700; text-transform: uppercase; }
h1, h2, h3 { margin: 0; line-height: 1.2; }
h1 { font-size: clamp(36px, 5vw, 52px); max-width: 800px; }
h2 { color: #00205b; font-size: 30px; }
h3 { color: #00205b; font-size: 20px; }
.hero p:last-child { max-width: 780px; margin: 22px 0 0; font-size: 20px; }
.section { padding: 58px 0; }
.tint { background: #f4f7fa; }
.content { max-width: 820px; }
.content > p { font-size: 17px; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.card { border-top: 3px solid #005da8; padding-top: 18px; }
.card p { margin-bottom: 0; }
.links { list-style: none; margin: 20px 0 0; padding: 0; }
.links li { border-bottom: 1px solid #d8dde4; }
.links a { display: flex; justify-content: space-between; gap: 20px; padding: 15px 0; font-weight: 700; }
.faq { border-top: 1px solid #d8dde4; padding: 20px 0; }
.faq + .faq { border-top: 1px solid #d8dde4; }
.risk { margin-top: 32px; border-left: 4px solid #005da8; background: #fff; padding: 18px; font-size: 14px; }
.footer { background: #00205b; color: #fff; padding: 30px 0; font-size: 14px; }
.footer a { color: #fff; }
@media (max-width: 720px) {
  .nav { align-items: flex-start; flex-direction: column; padding: 18px 0; }
  .hero { padding: 50px 0; }
  .hero p:last-child { font-size: 18px; }
  .section { padding: 44px 0; }
  .cards { grid-template-columns: 1fr; }
}